Auto Body Repair Insurance Claims

Collision Repair Insurance Claim Assistance in Lodi NJ

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Proudly Recognized By Most Major Insurance Companies

Being involved in an automobile collision is an unexpected, stressful event that can prove to be quite disruptive to your everyday life. The process of filing your auto insurance claim and having your car repaired correctly doesn’t have to be overwhelming.

Let Mizzoni’s Auto Body help you through the step-by-step insurance claims process. We have established positive relationships with several major insurance companies throughout Lodi, New Jersey, and surrounding areas. Our certified team is happy to assist you with your auto body repair shop insurance claims process, so you can have your repairs estimated, completed, and submitted for reimbursement, all in one place.

Our certified team provides your insurance agency with a thorough assessment and estimate of your vehicle’s damages and repair costs.
We handle your claims process seamlessly from the moment you visit our auto shop, and keep you updated throughout the entire process.
We negotiate with your insurance provider to ensure your vehicle is repaired back to factory conditions.

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973.777.7115

Damage Assessment at Mizzoni’s Auto Body Shop

At Mizzoni’s Auto Body, we take pride in our expertise and commitment during the insurance claims process. Our team brings advanced skills and industry-recognized certifications for a thorough damage evaluation. We work seamlessly alongside your insurance adjuster, enhancing their evaluation with our in-depth insights and expertise.

Our technicians conduct a thorough inspection of your vehicle to identify all visible and hidden damage, ensuring even minor issues are identified and addressed. We will provide your insurance provider with a clear and detailed repair estimate to streamline the claims process and get you back on the road faster.

Initial Inspection and Estimate

When handling auto body repair insurance claims, the process starts with an initial inspection and estimate. First, contact your insurance provider immediately to report the accident and initiate the claims process. A claims specialist or adjuster will evaluate your vehicle’s damage and provide an initial estimate.

Visiting a trusted collision repair center like Mizzoni’s Auto Body for a second preliminary estimate is highly recommended for accuracy and comparison. This process usually takes about 30 minutes. During the inspection, our skilled technician will provide:

A detailed list of necessary repairs
Estimated labor costs
Expected completion time
A total price estimate

We can also assist in negotiating with your claims adjuster and help schedule a more detailed inspection to finalize the repair plan.

Detailed Vehicle Inspection and Repair Estimates

A thorough inspection is crucial for accurate repair planning during the insurance claims process. Our mechanics carefully record all visible damage while also checking for hidden issues that could affect your vehicle’s safety and performance.

The inspection includes evaluating the body, windshield, frame, and alignment, using advanced tools like laser measurement systems and OBD-II scanners to identify structural and mechanical issues.

After the inspection, we will provide a detailed estimate of the costs and labor required to restore your car to its pre-accident condition. We also work closely with your insurance adjuster to ensure all damage is accounted for and covered under your claim.

The auto body shop’s role can extend beyond repair and guidance through the claims process At Mizzoni’s Auto Body, we will handle all the negotiations to ensure the necessary work for your vehicle is approved strictly according to your insurance policy. If disputes arise, we will advocate for you and ensure your car receives quality repairs.

Repairs and Finalization Process

Once your repairs are approved, we begin restoring your vehicle to its pre-accident condition. Our skilled technicians get to work promptly, ensuring top-quality results. We also keep you informed throughout the entire repair process, so you always know the status of your vehicle.

Before returning your car, we conduct comprehensive inspections to ensure every repair meets our high standards. Once you’re satisfied with the repairs, we bill your insurance provider and handle all necessary paperwork, making the process as stress-free as possible.

Post-Repair Documentation

After completing the repairs, we ensure your vehicle meets the highest standards through a comprehensive, documented inspection. We carefully examine your car to verify that all repairs have been completed flawlessly.

These inspection records are shared with your insurance provider to confirm your vehicle’s restored condition and prevent any disputes. To simplify the final stages of your claim, we handle submitting invoices and any additional paperwork required by your insurance company.

Know Your Insurance Coverage Options

When filing a car insurance claim, you must review and understand your coverage options. The kind of coverage you have determines how your vehicle is repaired.

Collision Coverage

This covers repairs if your vehicle is damaged in an accident, no matter who is at fault.

Comprehensive Coverage

This applies to damage from non-collision incidents, such as natural disasters, or if your car gets stolen.

Liability Coverage

This is required by law and covers the damage to another party’s property or vehicle if you are at fault.

Uninsured/ Underinsured Motorist Coverage

This coverage is helpful if the other driver doesn’t have enough insurance to cover the damage.

Don’t Overlook Other Key Insurance Factors

Medical Expenses

New Jersey state law follows a no-fault insurance system, which means your insurer typically pays your medical expenses regardless of who caused the accident.

OEM Parts Coverage

Your car will be repaired with original equipment manufacturer (OEM) parts if your insurance covers it. If your policy doesn’t include OEM coverage and you choose to use OEM parts, you may have to pay the difference in cost between OEM and aftermarket parts.

Minor Repairs

Paying out of pocket for minor vehicle repairs, such as dent removals, paint touch-ups, or windshield replacements, can make financial sense if the cost is lower than your deductible amount. Also, filing multiple claims for small repairs can flag you as high-risk, potentially leading to higher premiums during policy renewal.

Police Report

If you face a car accident, you should call the police and exchange information with any other drivers involved. A police report is not always required to file an auto insurance claim, but it can be a valuable piece of evidence and may expedite the claims process.

Totaled Car

If your vehicle is totaled in a covered accident, and you have comprehensive or collision coverage, your insurer will pay you the actual cash value (ACV) of your vehicle (minus your deductible).

Damaged Vehicle Inspection

The damaged vehicle must be available for inspection by the insurance company and protected from further damage before you have it repaired. If you don’t do this, your insurer could refuse to pay for any subsequent damage.

Let Mizzoni’s Auto Body Make Your Post-Accident Repairs Stress-free

Mizzoni’s Auto Body has built a strong reputation in the Auto Collision Repair industry and has become widely recognized as one of the best I-CAR® Gold trained collision repair shops for customers looking for auto body repair. We’ve been helping drivers in and around Bergen County, NJ, to simplify the claims process, working directly with your insurance provider so you don’t have to. We are confident in the services we provide, which is why we offer a lifetime warranty on all the repairs or paint jobs performed on your vehicle for as long as you own that car.

Contact us to let us know what services you need, and our certified team will guide you through the insurance claims process hassle-free. We also offer towing services and have partnered with Enterprise Car Rental to assist you if your vehicle is not drivable.

Auto Body Repair Insurance Claims

Collision Repair Insurance Claim Assistance in Lodi NJ

Proudly Recognized By Most Major Insurance Companies

Damage Assessment at Mizzoni’s Auto Body Shop

Initial Inspection and Estimate

Detailed Vehicle Inspection and Repair Estimates

Repairs and Finalization Process

Post-Repair Documentation

Know Your Insurance Coverage Options

Collision Coverage

Comprehensive Coverage

Liability Coverage

Uninsured/ Underinsured Motorist Coverage

Don’t Overlook Other Key Insurance Factors

Medical Expenses

OEM Parts Coverage

Minor Repairs

Police Report

Totaled Car

Damaged Vehicle Inspection

Let Mizzoni’s Auto Body Make Your Post-Accident Repairs Stress-free

Let Mizzoni’s Auto Body Make Your Post-Accident Repairs Stress-free

Mizzoni's Auto Body Location

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